Foreclosure Information

Learn more about foreclosure process and sources of information to save your home from foreclosure in California

Type of mortgage loans in California

A deed of trust type of loan has been in practice in California. This type of loan allows the lenders to recover their loans without going to the court, that is, non-judicial or out-of-court foreclosure process.

While lenders can sell your property without judicial procedures, you are given ample time to cure your default. Of course, your lender is more equipped than you are when it comes to foreclosure process. Hopefully, you will find useful information on this website to equip yourself with all the tools that you need to turn this unpleasant event into your favor as much as possible.

Don't feel intimidated. You have more strength than you think you have! The key to success is to take action fast without waiting until the

Sources of foreclosure information to avoid foreclosure

• Learn simple foreclosure terminology for better communication and negotiation
• Know your legal rights to protect your home under California foreclosure law
• Understand foreclosure process in simple terms to plan your strategy
• Read books, attend "free" and low-cost seminars, and surf websites for more "stop foreclosure" information on saving your home from foreclosure safely

Foreclosure information for homeowners in California

• California Department of Consumer Affairs offers in depth information on foreclosure law in California
• State and federal laws applicable in California
• California foreclosure law summary
• For more comprehensive listing of related laws in California see California Law

Foreclosure information and assistance by professionals

Review your options to get foreclosure help by professionals (lawyers specializing in foreclosure, foreclosure consultants registered to assist homeowners subject to foreclosure, debt counselors, and real estate agents in California), California state agencies, county agencies in California, consumer advocacy groups, and nonprofit organizations in California.